We are Naum Lender Association. We help customers find the best mortgage offers. We work with many complex cases and needs.
Income property/non owner occupied, 1-4 units, 5-20 apartment buildings, mix-use, townhouses, condos, low FICO no problem
- Refinancing and purchase available
- Fix and flip
- Fix and hold
- Fix and flip, fix and hold line of credit
- California: commercial office buildings, strip centers, medical buildings etc
We work with:
- No income verification
- Principal and interest or interest only loans
- Quick Closings! Low FICO ok
- Interest rates based on experience & FICO
For income and rental properties:
We do not ask any questions regarding personal income.
We just base on equity and FICO score in the US.
Schedule of financing:
- 1 to 4 units (residential, condo, townhouses)
- 5-40 multifamily units
We offer a bad credit option with certain requirements.
All requirements consider private mortgage lending based on commercial guidelines. Very flexible.
We also offer a line of credit based on existing liquid assets, savings, checking and or mutual funds.
Here is some more information on requirements:
Minimum requirement: $50,000 in liquid assets can open a line of credit multiplied by ten, for a $500,000 line of credit. $100k in liquid assets is $1m line of credit
- Previous five years schedule of real estate, which can be one or more property own or rented or fix and flip
- With opening a line of credit, the money can be used for fix and flip, or fix and hold.
- Only 10% down payment on a fix property. You can withdraw 90% from line of credit on a purchase.
- For rehab, based on the rehab estimate, you can withdraw 90% from line of credit
We work with:
- Fix & Flip Loans
- Mortgage with Bad Credit, low FICO score or No Credit
- Short-term Mortgage
- Residential Bridge Loans
- Mortgage without income verification
- Blanket Mortgage
- Commercial Mortgage
- Construction Mortgage
- Self-employed Mortgage
- No documentation Mortgage
- Collateral Mortgage
- Investment Mortgage
- Multi-units/Multifamily Mortgage
- Mortgage Refinance
- Purchase-Money Mortgage
- Mortgage from Private Money Lenders
- Hard Money Mortgage Loans
- And more...
Every case is individual. Talk to our experts and we will help find the best solution for you.
Feel free to contact us: